Your health. Your wealth. Your legacy.
For more than 21 years as a nurse, I’ve watched the same thing happen: a health crisis becomes a money crisis, because no one connected the two in time. I’m Olivia Yates, BSN, RN — a Wealth Strategist who closes that gap. I help families plan for aging, working professionals build real wealth, and communities learn how money works.
- Nurse since 2004
- Registered Nurse since 2013
- Licensed life & health professional
- Serving families nationwide, virtually
Three simple steps. No pressure.
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1
A free conversation
Tell me what’s on your mind: an aging parent, your retirement, or just getting your money organized. Phone or video, 15 to 45 minutes.
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2
See where you stand
Together we look at your full picture with a Longevity Audit, a Wealth Gap Analysis, or the free Financial Check-Up.
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3
Leave with a clear plan
You get plain-language next steps. What you do with them is always your choice.
Most families plan after the crisis. By then, the best options are gone.
A fall. A new diagnosis. A bill that went unpaid because Mom forgot. I see these moments every week — and the families who had a plan handle them very differently from the ones who didn’t.
- Care decisions get made in a hospital hallway instead of at the kitchen table
- Savings meant for retirement get spent on care in months
- Adult children step in without knowing where anything is
The Medicaid 5-year look-back
When someone applies for Medicaid to help pay for long-term care, the state generally reviews the previous five years of financial transactions. Gifts or transfers made inside that window can delay coverage.
That means the planning window closes years before care is needed — and most families find out too late. An elder law attorney can advise on your specific situation; my role is making sure you see the window while it’s still open.
A nurse sees what a financial advisor can’t.
Before any financial or legal decisions are made, I look at the clinical picture: current health, care needs, early cognitive changes, and the likely road ahead. Then I map your family’s finances against it.
The result is a plan built around the person — not a product. When legal documents are needed, I work alongside trusted estate planning attorneys, so you walk in prepared and nothing falls through the cracks.
“We would never discharge a patient without a care plan. Why would we let the people we love face their later years without one?”Olivia Yates, BSN, RN
Three parts of one plan.
Clinical clarity
Understand the care needs ahead, what they may cost, and when decisions need to be made — explained by a nurse in plain language.
Protect what you’ve built
Strategies to help savings last a longer life, prepare for long-term care costs, and reduce what taxes take from your retirement.
Leave a gift, not a burden
Make sure your wishes are known, your family knows where everything is, and what you’ve built goes where you intend.
The Longevity Audit
A 60-minute clinical and financial review for your family — or for yourself, if you’re planning ahead. It’s an assessment, not a sales meeting — you’ll leave with clarity whether or not we work together.
- A clinical review of current health, care needs, and what’s likely ahead
- A map of financial vulnerabilities: care costs, income, and protection gaps
- Your planning timeline, including the Medicaid look-back window
- A clear list of next steps — and who on your team handles each one
Assess
We review the whole picture — health, care, money, and family.
Identify the gaps
Where is the family exposed medically, financially, or legally?
Plan
A clear, written roadmap built around your loved one.
Coordinate
I connect you with the right attorneys and specialists for legal work.
Revisit
Health and life change. We adjust the plan as they do.
I didn’t leave the bedside behind. I brought it with me.
For more than 21 years as a nurse, I’ve held the hands of families during their hardest hours. And I watched the same thing happen again and again: a sudden health crisis didn’t just challenge the body. It shook the family’s financial foundation, too.
Good, hardworking people were forced into heartbreaking choices. Not because they did anything wrong, but because no one had ever shown them how to build a safety net before the emergency hit.
That was my turning point. I founded The Abundant Life Group because advocacy shouldn’t stop at the hospital doors. Here, I bring that same bedside advocacy to your finances: listening with empathy, educating without judgment, and building a plan to protect what matters most, before life catches you off guard.
I started as an LPN in 2004, became a Registered Nurse in 2013, and today I’m also a licensed life and health insurance producer. That means I can do more than explain the gaps. I can help you close them. I’ll never pressure you. My job is to make sure you can see clearly.
“I empower older adults and their families to navigate longevity with clinical precision, financial confidence, and dignity.”Our mission
What people say after working with Olivia.
I attended one of The Abundant Life Group’s educational sessions on financial literacy. As an attendee and colleague, I was impressed by how practical and accessible she made the information. Highly recommended for anyone wanting clarity on their finances.
Financial planning has always intimidated me, but working with The Abundant Life Group completely changed my perspective. Olivia approached our sessions with so much patience, kindness, and respect. She broke down complex wealth concepts into terms I could actually understand, without ever making me feel judged or rushed. You can tell she is motivated by empowering the community, not just closing a deal.
I have known Olivia personally for years, but I recently sat down with her for a full insurance and wealth strategy review. She was thorough, patient, and broke down complex concepts without any pressure. Her professionalism in this space is top-tier.
What stands out most about Olivia is her heart for service. Having worked alongside her in community initiatives, I know firsthand the level of care and ethical grounding she brings to everything she touches. She brings that exact same moral compass to her wealth strategy work, treating people like family and fiercely protecting their best interests.
Shared with permission. These reflect individual experiences and are not a guarantee of future results.
You take care of everyone. Who’s taking care of your future?
Whether you’re a nurse, a teacher, or building a business, a good paycheck isn’t the same as wealth. I help working professionals and young families build a plan for retirement, protection, and tax-efficient growth — with a special heart for healthcare workers.
- Retirement planning beyond your workplace 401(k) or 403(b)
- Protecting your income and your family
- Building a tax-free wealth bucket
It’s not just how much you save. It’s where it sits.
Every dollar you save lands in one of three tax “buckets.” Which bucket it’s in decides how much of it you actually get to keep. Most people have almost everything in one bucket and don’t know it.
Taxed now
You pay tax on it every year.
Checking, savings, CDs, and regular investment accounts. Great for emergencies and short-term goals.
Taxed later
You pay tax when you take it out.
Workplace 401(k) and 403(b) plans and traditional IRAs. Where most nurses’ retirement savings sit, and where future tax rates decide what you keep.
Tax-free
Taxed going in, tax-free coming out.
Roth accounts and other tax-advantaged strategies. Money here can give you more control over your taxes in retirement.
Which bucket is your money in? The free online Check-Up sorts it out in minutes, or I can walk through it with you.
Educational information only. How each bucket is taxed depends on your situation and current tax law; this is not tax advice.
Free guides and tools, written by a nurse.
Longevity & Legacy Blueprint
What a nurse who works with older adults wants every family to know about care costs, timing, and keeping a loved one’s wishes front and center.
Scrubs to Assets
Why a great paycheck isn’t the same as wealth — and the first steps to turn hourly income into assets that work for you.
The Abundant Life Financial Check-Up
A private worksheet that adds everything up for you: your monthly budget, your net worth, which tax bucket your savings sit in, and how ready your family is if long-term care is ever needed.
- Monthly budget
- Net worth
- Three tax buckets
- Care readiness
Free, private, and no sign-up needed. Fill it in right here on your phone or computer, or download the spreadsheet for Excel, Numbers or Google Sheets. Questions? Call or text 443-313-8347.
Free financial literacy workshops for your group.
I teach practical, judgment-free money classes for churches, employers, healthcare teams, senior centers, and community groups. Choose a single session or a multi-week series. Every class is tailored to your audience, so people leave with steps they can use right away.
- Money Mindset
- Budgeting, Saving & Credit
- Debt
- Protecting Your Family
- College Planning
- Retirement & Estate Planning
- Planning for Aging Parents
- Free for your organization
- Single sessions or a multi-week series
- Handouts included
- In person in the Baltimore area, or virtual anywhere
- Practical, education-focused, and pressure-free
Financial wellness for your team.
Money stress follows people to work. I bring free, nurse-led workshops to hospitals, home care agencies, assisted living communities, and adult day programs to help staff understand their benefits, plan ahead, and feel more in control.
Bring a workshop to your teamFrequently asked questions
Is the Longevity Audit really free?
Yes, for now. It’s a 60-minute clinical and financial review for your family, and you leave with clear next steps whether or not we work together. There’s no obligation.
What’s the difference between a Longevity Audit and a Wealth Gap Analysis?
A Longevity Audit focuses on an aging loved one: their health, care needs, care costs, and planning documents. A Wealth Gap Analysis focuses on you: your income, retirement, taxes, and protection. If you’re not sure which fits, book either one and we’ll sort it out together.
Should my parent be on the call?
If they’re able and willing, yes. Hearing their wishes in their own words matters. If that isn’t possible yet, adult children can start on their own, and we’ll talk about how to bring your parent into the conversation.
Can I book a Longevity Audit for myself?
Absolutely. Many people plan ahead for their own later years so their children never have to guess. We’ll review your health picture, care preferences, finances, and documents, and you can invite a family member to join if you’d like.
What should I have ready?
Ballpark answers are fine. It helps to know your loved one’s main health conditions and medications, roughly what savings and accounts exist, any insurance policies, and which legal documents are in place, such as a will or power of attorney.
Do you only work with local families?
No. Meetings happen on Google Meet or by phone, so I work with families across the country. Insurance products are offered only in states where I’m licensed.
Do you sell insurance?
I’m a licensed life and health insurance producer. When a protection or retirement strategy fits your family, I’ll explain your options in plain language. But every conversation starts with education, and you’re never pressured.
How are you paid?
Workshops, the Financial Check-Up, and consultations are free. If we decide together that an insurance or annuity strategy fits your family and I help you put it in place, I’m paid a commission by the insurance company. You never pay me a separate fee for education or advice, and you’re never obligated to buy anything.
Do you give legal or tax advice?
No. I assess, educate, and help you see the gaps. When you need legal documents or tax guidance, I connect you with licensed attorneys and tax professionals so nothing falls through the cracks.
Every good outcome starts with an assessment.
Book a Longevity Audit for your family. If everything looks solid, I’ll tell you. If there are gaps, you’ll know exactly what they are — while there’s still time to act.